Enjoy discount offers with mVisa

mVisa is a new online payment service powered by Visa (Company that powers Credit/Debit cards all over the world). This service is a purely mobile payment service in which the consumer will be able to make payments for various services and products like food, tickets, movies etc using the mVisa enabled app. The way it works is, the merchant will provide a QR code which can be scaned by the customer in his/her mVisa wallet app on mobile and the payment will be done instantly.

The payment flow by mVisa

mVisa is the new transformative way to pay with your mobile phone. There’s no need to carry cash. Just scan the QR code to make your payments.

Banks that offer mVisa in India:

1. Bank of baroda CLIP mobile banking app -  Any user can use this app. There is no compulsion of having a BOB bank account for this. This is kind of a online wallet service by BOB but the features are very limited. You will be issued a Visa Virtual Credit card, which can only be used for online payments. The card can be loaded by using any debit or credit card.

2. ICICI Pockets - This is a complete mobile payments app. Any user can apply. Similarly u will get a Virtual Visa credit card which can be top up by different cards and banks.

3. Axis Mobile app - This is net banking app for Axis Bank saving account holders only. In addition to different banking options, you can buy producs online and also using mVisa.

4. HDFC PayZapp app - This is also a full feature wallet which provide service of mVisa.

5. State Bank Anywhere - Mobile banking app of State Bank group. Can be used for mobile and shopping payment and also via mVisa.

How to make Payment with mVisa

Benefits of mVisa

1. Safety - your credit or debit card information will stay at one place and this virtual card can be used for all online transactions on internet. Some banks also issue physical cards to use in stores.

2. Convenience: Use sinle service to pay at all the outlets and utility bills. Its just like Mobile wallets.

3. Benefits: As a introductory offer Visa is giving great offers on product purchases.

Merchant Services:

mVisa Merchant apps can be used by the merchants to create payment QR codes for the consumers to scan and pay. mVisa Merchant apps are available by State Bank Group on Google Play store.


Note: Various bill payments and recharges on mVisa is only done via the virtual visa credit card which is generated in your account. However the card can be loaded with any number of Debit Credit cards or net banking.